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solid rgb(var(--color-ink) / .14);margin-bottom:1rem;padding-bottom:.75rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card__head strong{display:block;color:var(--ink);font-size:1rem;line-height:1.25}[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card__head span{display:block;color:var(--ink-soft);font-size:.9rem;line-height:1.35;margin-top:.2rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card__grid{display:grid;gap:.85rem;grid-template-columns:minmax(12rem,1.35fr) repeat(3,minmax(8rem,.8fr))}[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card--inventory .account-card__grid{grid-template-columns:minmax(12rem,1.2fr) repeat(3,minmax(7rem,.75fr)) minmax(8rem,.85fr) minmax(9rem,.9fr)}[data-astro-cid-vl3h2ooy][data-debt-tools] .field-span-2{grid-column:1 / -1}[data-astro-cid-vl3h2ooy][data-debt-tools] .remove-row{align-items:center;border:1px solid rgb(var(--color-ink) / .35);background:transparent;color:var(--ink);cursor:pointer;display:inline-flex;flex:0 0 auto;font-family:var(--font-mono);font-size:10px;justify-content:center;letter-spacing:.12em;min-height:2.35rem;padding:0 .75rem;text-transform:uppercase}[data-astro-cid-vl3h2ooy][data-debt-tools] .remove-row:hover{background:var(--ink);color:var(--paper-soft)}[data-astro-cid-vl3h2ooy][data-debt-tools] .tool-output ul,[data-astro-cid-vl3h2ooy][data-debt-tools] .tool-output ol{color:var(--ink-soft);margin:.75rem 0 0;padding-left:1.3rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .tool-output ul{list-style:disc}[data-astro-cid-vl3h2ooy][data-debt-tools] .tool-output ol{list-style:decimal}[data-astro-cid-vl3h2ooy][data-debt-tools] .tool-output li{margin:.35rem 0}[data-astro-cid-vl3h2ooy][data-debt-tools] .recommended-action,[data-astro-cid-vl3h2ooy][data-debt-tools] .assumptions,[data-astro-cid-vl3h2ooy][data-debt-tools] .deadline-warning,[data-astro-cid-vl3h2ooy][data-debt-tools] .script-box{border:1px solid rgb(var(--color-ink) / .24);background:var(--paper-soft)}[data-astro-cid-vl3h2ooy][data-debt-tools] .recommended-action{border-color:rgb(var(--color-clay) / .38);border-left:.35rem solid var(--clay);background:rgb(var(--color-clay-50) / .55);color:var(--ink);margin:0 0 1rem;padding:1rem 1.1rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .recommended-action strong,[data-astro-cid-vl3h2ooy][data-debt-tools] .assumptions strong,[data-astro-cid-vl3h2ooy][data-debt-tools] .action-plan strong,[data-astro-cid-vl3h2ooy][data-debt-tools] .metric span{display:block;font-family:var(--font-mono);font-size:10px;letter-spacing:.14em;text-transform:uppercase}[data-astro-cid-vl3h2ooy][data-debt-tools] .recommended-action strong{color:var(--clay);margin-bottom:.35rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .recommended-action p,[data-astro-cid-vl3h2ooy][data-debt-tools] .assumptions p,[data-astro-cid-vl3h2ooy][data-debt-tools] .action-plan p{margin:0}[data-astro-cid-vl3h2ooy][data-debt-tools] .recommended-action__button{display:inline-flex;align-items:center;border:1px solid var(--clay);color:var(--clay);font-family:var(--font-mono);font-size:10px;letter-spacing:.14em;min-height:2.65rem;padding:.75rem .9rem;text-transform:uppercase}[data-astro-cid-vl3h2ooy][data-debt-tools] .recommended-action__button:hover{background:var(--clay);color:var(--paper-soft)}[data-astro-cid-vl3h2ooy][data-debt-tools] .assumptions,[data-astro-cid-vl3h2ooy][data-debt-tools] .deadline-warning,[data-astro-cid-vl3h2ooy][data-debt-tools] .script-box{color:var(--ink-soft);line-height:1.5;margin:1rem 0;padding:.8rem .95rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .action-plan,[data-astro-cid-vl3h2ooy][data-debt-tools] .metric-grid{display:grid;gap:1px;background:rgb(var(--color-ink) / .2);border:1px solid rgb(var(--color-ink) / .22);margin-top:1rem;min-width:0}[data-astro-cid-vl3h2ooy][data-debt-tools] .action-plan{grid-template-columns:repeat(3,minmax(0,1fr))}[data-astro-cid-vl3h2ooy][data-debt-tools] .metric-grid{grid-template-columns:repeat(4,minmax(0,1fr));margin:1rem 0}[data-astro-cid-vl3h2ooy][data-debt-tools] .action-plan div,[data-astro-cid-vl3h2ooy][data-debt-tools] .metric{background:var(--paper-soft);min-width:0;padding:1rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .metric strong{display:block;font-family:var(--font-display);font-size:1.7rem;line-height:1;font-variation-settings:"opsz" 144,"SOFT" 40}[data-astro-cid-vl3h2ooy][data-debt-tools] .savings-callout{border:1px solid rgb(var(--color-forest) / .4);border-left:.35rem solid rgb(var(--color-forest));background:rgb(var(--color-forest-50) / .6);color:var(--ink);margin:1rem 0;padding:1rem 1.1rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .savings-callout strong{display:block;font-family:var(--font-mono);font-size:10px;letter-spacing:.14em;margin-bottom:.35rem;text-transform:uppercase}[data-astro-cid-vl3h2ooy][data-debt-tools] .savings-callout p{margin:0}[data-astro-cid-vl3h2ooy][data-debt-tools] .compare-bars{display:grid;gap:.6rem;border:1px solid rgb(var(--color-ink) / .22);background:var(--paper);margin:1rem 0;padding:.9rem 1rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .compare-bar{display:grid;grid-template-columns:minmax(7rem,8.5rem) minmax(0,1fr) max-content;gap:.75rem;align-items:center;min-width:0}[data-astro-cid-vl3h2ooy][data-debt-tools] .compare-bar__label{color:var(--ink);font-family:var(--font-mono);font-size:10px;letter-spacing:.12em;line-height:1.3;text-transform:uppercase}[data-astro-cid-vl3h2ooy][data-debt-tools] .compare-bar__track{display:block;background:rgb(var(--color-ink) / .07);border:1px solid rgb(var(--color-ink) / .18);height:1.3rem;min-width:0}[data-astro-cid-vl3h2ooy][data-debt-tools] .compare-bar__fill{display:block;height:100%;background:var(--ink-soft)}[data-astro-cid-vl3h2ooy][data-debt-tools] .compare-bar--baseline .compare-bar__fill{background:rgb(var(--color-ink) / .32)}[data-astro-cid-vl3h2ooy][data-debt-tools] .compare-bar--best .compare-bar__fill{background:var(--clay)}[data-astro-cid-vl3h2ooy][data-debt-tools] .compare-bar__value{color:var(--ink-soft);font-size:.88rem;line-height:1.3;white-space:nowrap}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-grid{display:grid;gap:1px;background:rgb(var(--color-ink) / .2);border:1px solid rgb(var(--color-ink) / .22);grid-template-columns:repeat(2,minmax(0,1fr));margin:1rem 0;min-width:0}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card{background:var(--paper-soft);min-width:0;padding:1rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card--recommended{box-shadow:inset .35rem 0 0 0 var(--clay)}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card__head{display:flex;align-items:baseline;justify-content:space-between;gap:.6rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card__head strong{font-family:var(--font-display);font-size:1.45rem;line-height:1.05;font-variation-settings:"opsz" 144,"SOFT" 40}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card__badge{border:1px solid var(--clay);color:var(--clay);flex:0 0 auto;font-family:var(--font-mono);font-size:9px;letter-spacing:.13em;padding:.25rem .45rem;text-transform:uppercase}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card__note{color:var(--ink-soft);font-size:.9rem;line-height:1.45;margin:.35rem 0 .75rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card__stats{border-top:1px solid rgb(var(--color-ink) / .14);display:grid;gap:.4rem;padding-top:.75rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card__stats span{color:var(--ink-soft);font-size:.9rem;line-height:1.35}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card__stats b{color:var(--ink);display:inline-block;font-family:var(--font-display);font-size:1.15rem;font-weight:500;margin-right:.3rem;font-variation-settings:"opsz" 144,"SOFT" 40}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card__order{color:var(--ink-soft);line-height:1.45;list-style:decimal;margin:.85rem 0 0;padding-left:1.25rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card__order li{margin:.3rem 0}[data-astro-cid-vl3h2ooy][data-debt-tools] .method-card__order li span{color:var(--ink-soft);display:block;font-size:.85rem}.tool-actions[data-astro-cid-vl3h2ooy]{display:flex;gap:1rem;align-items:flex-end;flex-wrap:wrap;margin-top:1.25rem;min-width:0}.extra-payment[data-astro-cid-vl3h2ooy]{min-width:16rem}.privacy-note[data-astro-cid-vl3h2ooy]{align-self:center;color:var(--ink-soft);font-size:.9rem;line-height:1.4;margin:0;max-width:22rem}.example-note[data-astro-cid-vl3h2ooy]{border:1px solid rgb(var(--color-ink) / .22);background:var(--paper-soft);color:var(--ink);margin:0 0 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.55);color:var(--ink);margin:0 0 1rem;padding:1rem 1.1rem}.recommended-action[data-astro-cid-vl3h2ooy] strong[data-astro-cid-vl3h2ooy]{color:var(--clay);display:block;font-family:var(--font-mono);font-size:10px;letter-spacing:.14em;margin-bottom:.35rem;text-transform:uppercase}.recommended-action[data-astro-cid-vl3h2ooy] p[data-astro-cid-vl3h2ooy]{color:var(--ink);font-size:1rem;line-height:1.45;margin:0 0 .85rem}.recommended-action[data-astro-cid-vl3h2ooy] a[data-astro-cid-vl3h2ooy]{color:var(--clay)}.recommended-action__button[data-astro-cid-vl3h2ooy]{display:inline-flex;align-items:center;border:1px solid var(--clay);color:var(--clay);font-family:var(--font-mono);font-size:10px;letter-spacing:.14em;min-height:2.65rem;min-width:0;padding:.75rem .9rem;text-decoration:none;text-transform:uppercase;overflow-wrap:anywhere}.recommended-action__button[data-astro-cid-vl3h2ooy]:hover{background:var(--clay);color:var(--paper-soft)}.recommended-action[data-astro-cid-vl3h2ooy] 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button[data-astro-cid-vl3h2ooy]{background:transparent;cursor:pointer}.next-actions[data-astro-cid-vl3h2ooy] a[data-astro-cid-vl3h2ooy]:hover,.next-actions[data-astro-cid-vl3h2ooy] button[data-astro-cid-vl3h2ooy]:hover{background:var(--ink);color:var(--paper-soft)}[data-astro-cid-vl3h2ooy][data-debt-tools] .next-actions{display:flex!important;flex-wrap:wrap;gap:.75rem;align-items:flex-start;margin-top:1rem}[data-astro-cid-vl3h2ooy][data-debt-tools] .next-actions>a,[data-astro-cid-vl3h2ooy][data-debt-tools] .next-actions>button{display:inline-flex!important;align-items:center;justify-content:center;border:1px solid rgb(var(--color-ink) / .5);background:var(--paper-soft);color:var(--ink);flex:0 1 auto;font-family:var(--font-mono);font-size:10px;letter-spacing:.14em;line-height:1.2;min-height:2.65rem;min-width:min(100%,11rem);padding:.75rem .9rem;text-align:center;text-decoration:none;text-transform:uppercase;white-space:normal}[data-astro-cid-vl3h2ooy][data-debt-tools] .next-actions>button{cursor:pointer}[data-astro-cid-vl3h2ooy][data-debt-tools] .next-actions>a:hover,[data-astro-cid-vl3h2ooy][data-debt-tools] .next-actions>button:hover{background:var(--ink);color:var(--paper-soft)}.metric-grid[data-astro-cid-vl3h2ooy]{display:grid;gap:1px;background:rgb(var(--color-ink) / .2);border:1px solid rgb(var(--color-ink) / .22);grid-template-columns:repeat(4,minmax(0,1fr));margin:1rem 0;min-width:0}.metric[data-astro-cid-vl3h2ooy]{background:var(--paper-soft);padding:1rem}.metric[data-astro-cid-vl3h2ooy] strong[data-astro-cid-vl3h2ooy]{display:block;font-family:var(--font-display);font-size:1.7rem;line-height:1;font-variation-settings:"opsz" 144,"SOFT" 40}.metric[data-astro-cid-vl3h2ooy] span[data-astro-cid-vl3h2ooy]{display:block;margin-top:.35rem;font-family:var(--font-mono);font-size:10px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink-soft)}.checklist[data-astro-cid-vl3h2ooy]{display:grid;gap:.75rem;margin:0;padding:0;border:0}.checklist[data-astro-cid-vl3h2ooy] label[data-astro-cid-vl3h2ooy]{display:flex;align-items:flex-start;gap:.75rem;border:1px solid rgb(var(--color-ink) / .28);background:var(--paper);padding:.9rem 1rem;color:var(--ink-soft);line-height:1.45}.checklist[data-astro-cid-vl3h2ooy] input[data-astro-cid-vl3h2ooy]{width:1.1rem;height:1.1rem;margin-top:.1rem;accent-color:var(--clay)}.checklist[data-astro-cid-vl3h2ooy] label[data-astro-cid-vl3h2ooy]>span[data-astro-cid-vl3h2ooy]:first-of-type{flex:1 1 auto;min-width:0}.core-tag[data-astro-cid-vl3h2ooy]{border:1px solid rgb(var(--color-clay) / .55);color:var(--clay);flex:0 0 auto;font-family:var(--font-mono);font-size:9px;letter-spacing:.13em;line-height:1;margin-top:.2rem;padding:.25rem .4rem;text-transform:uppercase}.guardrail[data-astro-cid-vl3h2ooy]{border:1px solid var(--ink);background:var(--paper);color:var(--ink-soft);line-height:1.55;margin:0 0 1rem;padding:.9rem 1rem}.script-box[data-astro-cid-vl3h2ooy]{white-space:pre-wrap;border:1px solid rgb(var(--color-ink) / .35);background:var(--paper-soft);padding:1rem;color:var(--ink-soft);line-height:1.65;overflow-wrap:anywhere}.copy-feedback[data-astro-cid-vl3h2ooy]{color:var(--ink-soft);font-size:.9rem;line-height:1.4;margin:0}@media(max-width:1080px){.account-card__grid[data-astro-cid-vl3h2ooy],.account-card--inventory[data-astro-cid-vl3h2ooy] .account-card__grid[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card__grid,[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card--inventory .account-card__grid,.metric-grid[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] .metric-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:720px){[data-astro-cid-vl3h2ooy][data-debt-tools]{padding-top:.85rem;padding-bottom:2rem}.tool-context-banner[data-astro-cid-vl3h2ooy]{grid-template-columns:1fr}.tool-context-banner[data-astro-cid-vl3h2ooy] button[data-astro-cid-vl3h2ooy]{width:100%}.action-plan[data-astro-cid-vl3h2ooy]{grid-template-columns:1fr}.btn[data-astro-cid-vl3h2ooy]{width:100%;justify-content:center;letter-spacing:.1em;white-space:normal;text-align:center}.tool-panel[data-astro-cid-vl3h2ooy]{box-shadow:0 10px 24px rgb(var(--color-ink) / .08);padding:1rem}.triage-status-field[data-astro-cid-vl3h2ooy]{grid-column:auto}.choice-field[data-astro-cid-vl3h2ooy],.form-field[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] .form-field{gap:.35rem}.segmented-control[data-astro-cid-vl3h2ooy] 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.07);padding:clamp(1.15rem,2.6vw,2rem)}.tool-panel__intro[data-astro-cid-vl3h2ooy]{display:flex;align-items:flex-start;justify-content:space-between;gap:1.5rem;border-bottom:1px solid rgb(var(--color-ink) / .16);margin-bottom:1.5rem;padding-bottom:1.4rem}.tool-panel__intro[data-astro-cid-vl3h2ooy]>div[data-astro-cid-vl3h2ooy]{min-width:0}.tool-panel__intro[data-astro-cid-vl3h2ooy] h2[data-astro-cid-vl3h2ooy]{max-width:18ch;font-size:clamp(1.85rem,4vw,2.65rem);margin:.25rem 0 .55rem}.tool-panel__intro[data-astro-cid-vl3h2ooy] p[data-astro-cid-vl3h2ooy]:last-child{max-width:48rem;margin:0}.tool-panel__intro-icon[data-astro-cid-vl3h2ooy]{display:inline-flex;width:3rem;height:3rem;flex:0 0 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.15s ease,box-shadow .15s ease}.field-input[data-astro-cid-vl3h2ooy]:hover,[data-astro-cid-vl3h2ooy][data-debt-tools] .field-input:hover{border-color:rgb(var(--color-ink) / .58)}.field-input[data-astro-cid-vl3h2ooy]:focus,[data-astro-cid-vl3h2ooy][data-debt-tools] .field-input:focus{border-color:var(--clay);box-shadow:0 0 0 3px rgb(var(--color-clay) / .13);outline:none}.input-shell[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] .input-shell{height:3.25rem}.segmented-control[data-astro-cid-vl3h2ooy]{overflow:hidden;border-color:rgb(var(--color-ink) / .32);border-radius:5px;background:rgb(var(--color-ink) / .18)}.segmented-control[data-astro-cid-vl3h2ooy] span[data-astro-cid-vl3h2ooy]{min-height:3.15rem;background:#fff}.segmented-control[data-astro-cid-vl3h2ooy] input[data-astro-cid-vl3h2ooy]:checked+span[data-astro-cid-vl3h2ooy]{background:var(--clay);color:#fff}.field-help[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] 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.58);padding:1.1rem}.account-card__head[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card__head{align-items:center;margin-bottom:1.15rem;padding-bottom:.9rem}.account-card__head[data-astro-cid-vl3h2ooy] strong[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card__head strong{font-family:var(--font-display);font-size:1.25rem;font-weight:550;letter-spacing:-.02em}.remove-row[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] .remove-row{min-height:2.5rem;border-radius:5px;background:#fff}.account-card__grid[data-astro-cid-vl3h2ooy],.account-card--inventory[data-astro-cid-vl3h2ooy] .account-card__grid[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card__grid,[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card--inventory .account-card__grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:.85rem}.account-card__grid[data-astro-cid-vl3h2ooy]>.form-field[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card__grid>.form-field{display:grid;grid-template-rows:minmax(1.5rem,auto) 3.25rem minmax(2.55rem,auto) minmax(1.05rem,auto);gap:.35rem;min-width:0}.account-card--payoff[data-astro-cid-vl3h2ooy] .account-card__grid[data-astro-cid-vl3h2ooy]>.form-field[data-astro-cid-vl3h2ooy],[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card--payoff .account-card__grid>.form-field{grid-column:span 3}.account-card--inventory[data-astro-cid-vl3h2ooy] .account-card__grid[data-astro-cid-vl3h2ooy]>.form-field[data-astro-cid-vl3h2ooy]:nth-child(1),[data-astro-cid-vl3h2ooy][data-debt-tools] .account-card--inventory .account-card__grid>.form-field:nth-child(1){grid-column:span 8;order:1}.account-card--inventory[data-astro-cid-vl3h2ooy] 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-1;align-items:baseline;justify-content:space-between;gap:1rem;border-bottom:1px solid rgb(var(--color-ink) / .14);color:var(--ink-soft);font-size:.8rem;line-height:1.4;margin-top:.35rem;padding:.45rem .1rem}.checklist__group-label[data-astro-cid-vl3h2ooy]:first-of-type{margin-top:0}.checklist__group-label[data-astro-cid-vl3h2ooy] strong[data-astro-cid-vl3h2ooy]{color:var(--ink);font-family:var(--font-mono);font-size:9.5px;letter-spacing:.09em;text-transform:uppercase}.checklist[data-astro-cid-vl3h2ooy] label[data-astro-cid-vl3h2ooy]{min-height:4.5rem;align-items:center;border-color:rgb(var(--color-ink) / .18);border-radius:6px;background:#fff;cursor:pointer;transition:border-color .15s ease,background .15s ease}.checklist[data-astro-cid-vl3h2ooy] label[data-astro-cid-vl3h2ooy]:hover{border-color:rgb(var(--color-clay) / .55)}.checklist[data-astro-cid-vl3h2ooy] label[data-astro-cid-vl3h2ooy]:has(input:checked){border-color:rgb(var(--color-clay) / .55);background:rgb(var(--color-clay-50) 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nav[data-astro-cid-vl3h2ooy]{display:grid;gap:.25rem;padding:.75rem}.tool-nav-mobile__all[data-astro-cid-vl3h2ooy],.tool-nav-mobile__group[data-astro-cid-vl3h2ooy] a[data-astro-cid-vl3h2ooy]{display:flex;min-height:2.85rem;align-items:center;gap:.65rem;border-radius:5px;padding:.65rem .75rem}.tool-nav-mobile__all[data-astro-cid-vl3h2ooy]{color:var(--ink-soft);font-family:var(--font-mono);font-size:10px;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.tool-nav-mobile__group[data-astro-cid-vl3h2ooy]{border-top:1px solid rgb(var(--color-ink) / .1);padding-top:.55rem}.tool-nav-mobile__group[data-astro-cid-vl3h2ooy]>p[data-astro-cid-vl3h2ooy]{margin:0 0 .25rem .75rem}.tool-nav-mobile__group[data-astro-cid-vl3h2ooy] a[data-astro-cid-vl3h2ooy]{color:var(--ink);font-size:.9rem;font-weight:650}.tool-nav-mobile__group[data-astro-cid-vl3h2ooy] 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