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No shame Just numbers Read the letter Dispute the error Know your rights Build the score Hold the line Live within means Pay yourself first Credit, proudly
No shame Just numbers Read the letter Dispute the error Know your rights Build the score Hold the line Live within means Pay yourself first Credit, proudly
Agency #15

Credit Control, LLC.

Credit Control is a full-service accounts-receivable management provider founded in 1989 and nationally licensed to collect on past-due accounts.

Why it is on this list

Credit Control reports client relationships across major financial institutions, banks, credit unions, fintech lenders, telecom, higher education, and healthcare.

Common account types
  • Bank and credit card accounts
  • Fintech and digital-lender accounts
  • Telecom balances
  • Healthcare and education accounts
Official identity

Verify the collector before using a link or sending payment.

Compare these details against the validation notice, credit report entry, and any payment page before sharing account or bank information.

Legal name
Credit Control, LLC
Mailing address
3300 Rider Trail S, Suite 500, Earth City, MO 63045
Last reviewed
May 20, 2026

If a caller, text, email, or payment site uses different identity details, contact the collector through an official source before responding.

Identity sources:Credit Control
Role clarification

Third-party collector, ARM provider, and revenue-cycle vendor

Who owns the debt changes what documentation, authority, and correction path you should ask for before paying.

Credit Control describes itself as a collections agency and full-service accounts-receivable management provider collecting past-due accounts. Its client materials list third-party recoveries, first-party collections, revenue-cycle management, healthcare programs, loss prevention, and debt settlement services, with no primary-source indication that it is generally a debt buyer.

Treat Credit Control as collecting a placed account unless its notice says it owns the debt; ask who the current creditor is.

Ask for validation identifying the current creditor, original creditor if different, account number, current amount, and itemization of interest, fees, payments, and credits.

Consumer notes

What to know before responding

  • Credit Control may offer payment plans or settlements; confirm whether payment changes credit reporting and whether any deletion promise is in writing.
  • Large-bank placements require matching the original creditor account number to your own records.
Do this first

Verify before paying.

A legitimate collector can still have the wrong person, wrong amount, stale debt, duplicate placement, or incomplete documentation.

  • The collector name, mailing address, phone number, and website against the letter you received.
  • The original creditor, current owner or client, account number, balance, and date of last payment.
  • Whether the debt is inside your state lawsuit limitations period before making a payment or written promise.
  • Whether the account appears on your official credit reports from AnnualCreditReport.com.
  • Whether the account matches the account types commonly associated with Credit Control, LLC: Bank and credit card accounts, Fintech and digital-lender accounts, Telecom balances, Healthcare and education accounts.