How Credit Proud handles authorship, review, sourcing, corrections, updates, and the limits of general consumer-credit education.
Credit Proud publishes house guides, glossary pages, templates, and blog articles under the Credit Proud Editorial Team byline. We use an organization byline when an individual author cannot be shown with verifiable credentials relevant to consumer-credit education.
Credit Proud reviews material factual claims against official consumer-credit, credit-reporting, debt-collection, scoring, or lending-disclosure sources before publication. Named outside reviewers are used only when their identity and credentials can be shown transparently.
For deadlines, federal rights, legal references, credit-report access, and score-factor percentages, primary or official sources come first. We prefer CFPB, FTC, AnnualCreditReport.com, Federal Reserve, FICO/myFICO, statutes, regulations, and official agency guidance over blogs, roundups, or affiliate summaries.
Pages are updated when an official source changes, a cited deadline or rule becomes stale, a product example is no longer current, or a correction request identifies a material issue. Articles show an updated date when the page has been materially revised.
Credit Proud may earn compensation from optional partner tools and services, including CreditHusky and IdentityPro. Commercial relationships do not change our source hierarchy, factual standards, or commitment to keeping Credit Proud guides and templates free. Partner offers are labeled as optional, and product claims, prices, renewal terms, and limits are reviewed separately from the editorial guidance around them.
Credit Proud prioritizes sources from Consumer Financial Protection Bureau, Federal Trade Commission, AnnualCreditReport.com, Federal Reserve, myFICO for factual claims about credit reports, disputes, debt validation, score factors, and federal consumer-credit laws.
Use the contact form to send the URL, the sentence that needs review, and the source or document that supports the correction. We review material corrections and update pages when the change affects meaning, accuracy, or user action.
Credit Proud content is general education. It is not legal, tax, financial, credit-repair, or debt-settlement advice for an individual situation. For lawsuits, bankruptcy, identity theft, state-specific limitation periods, settlement decisions, or disputed legal rights, speak with a qualified professional.
CreditHusky turns a credit report into items to review, facts to check, letters you approve, and deadlines you can follow — all in one workspace.
Before sharing a credit report or identity details: CreditHusky is a separate service with its own data practices. Review its privacy and security notes, use a trusted device and network, and upload only what the task requires.
Credit Proud is an educational resource, not a credit bureau, debt collector, government agency, or law firm. We do not provide legal advice or promise a specific credit outcome.
IdentityPro brings three-bureau credit access, identity monitoring, supported data broker removals, and restoration support into one paid membership.
Also included: up to $1M in identity theft insurance for eligible expenses. Policy terms, conditions, exclusions, and coverage limits apply.
Before sharing identity details: IdentityPro is a separate paid service. Review its features, limits, and source links before enrolling.
Credit Proud is an educational resource, not a credit bureau, debt collector, government agency, or law firm. We do not provide legal advice or promise a specific credit outcome.
