How Credit Proud handles authorship, review, sourcing, corrections, updates, and the limits of general consumer-credit education.
Credit Proud publishes house guides, glossary pages, templates, and blog articles under the Credit Proud Editorial Team byline. We use an organization byline when an individual author cannot be shown with verifiable credentials relevant to consumer-credit education.
Material factual claims are reviewed internally before publication against official consumer-credit, credit-reporting, debt-collection, scoring, or lending-disclosure sources. Named outside reviewers are used only when their identity and credentials can be shown transparently.
For deadlines, federal rights, legal references, credit-report access, and score-factor percentages, primary or official sources come first. We prefer CFPB, FTC, AnnualCreditReport.com, Federal Reserve, FICO/myFICO, statutes, regulations, and official agency guidance over blogs, roundups, or affiliate summaries.
Pages are updated when an official source changes, a cited deadline or rule becomes stale, a product example is no longer current, or a correction request identifies a material issue. Articles show an updated date when the page has been materially revised.
Credit Proud prioritizes sources from Consumer Financial Protection Bureau, Federal Trade Commission, AnnualCreditReport.com, Federal Reserve, myFICO for factual claims about credit reports, disputes, debt validation, score factors, and federal consumer-credit laws.
Send the URL, the sentence that needs review, and the source or document that supports the correction to cs@creditproud.com. We review material corrections and update pages when the change affects meaning, accuracy, or user action.
Credit Proud content is general education. It is not legal, tax, financial, credit-repair, or debt-settlement advice for an individual situation. For lawsuits, bankruptcy, identity theft, state-specific limitation periods, settlement decisions, or disputed legal rights, speak with a qualified professional.