Consumer reporting companies

A-PLUS Property is Verisk’s insurance loss-history report for claims associated with a person, home, vehicle, or other personal property; it is separate from LexisNexis C.L.U.E.

Accurate Background prepares employer-requested background reports and routes candidates through different support paths based on the platform or order number shown in their screening materials.

ADP Screening & Selection Services prepares employment background reports and continues to provide applicant report and dispute resources through the ADP Select site.

AmRent prepares tenant-screening reports for landlords and property managers and provides one Consumer Assistance route for report copies, questions, and disputes.

AppFolio provides FolioScreen tenant reports to property managers and landlords; its current Consumer Relations page handles report copies, file disclosures, and disputes.

Arity Services supplies consent-based driving reports and scores for auto-insurance quotes using telematics data shared through participating mobile apps or in-vehicle systems.

Certegy provides check and ACH verification and payment-risk recommendations to financial institutions, retailers, healthcare providers, transportation companies, government programs, and other businesses.

Checkr provides background screening and post-hire workforce monitoring, often through a candidate-facing portal.

ChexSystems is a nationwide specialty reporting company used mainly by banks and credit unions when deciding whether to open a checking or savings account.

Clarity Services is an Experian-owned specialty reporting company focused on alternative-finance and thin-file credit information that is separate from an Experian nationwide credit report.

DataX is an Equifax-owned specialty credit reporting company that provides nonprime lenders with consumer payment-history and alternative credit information separate from an Equifax nationwide report.

Early Warning is a nationwide specialty reporting company that receives checking- and savings-account history and activity from participating financial institutions.

Experian RentBureau collects rent-payment history used by tenant-screening companies and may add some positive rental data to Experian credit reports.

Experian Verify is an employment and income verification service whose employee portal provides access to verification data, request history, and privacy controls when an employer participates.

FactorTrust is a TransUnion-owned specialty reporting company that compiles nonprime loan-performance information and provides reports, analytics, and risk scores.

First Advantage uses one U.S. consumer-support workflow for employment and resident background reports, including reports delivered under its Resident Solutions name.

HireRight provides employment background screening and post-hire workforce monitoring for employers.

Innovis provides credit and identity-verification data. Its consumer report is separate from reports at Equifax, Experian, and TransUnion.

C.L.U.E. is LexisNexis’s insurance claims exchange. It reports up to seven years of auto and personal-property loss history for insurance underwriting and pricing.

LexisNexis Risk Solutions compiles public-record and proprietary identity and risk data used by financial institutions, insurers, healthcare organizations, and government agencies.

MIB maintains coded information used with consumer authorization in underwriting individual life, health, disability, critical-illness, and long-term-care insurance.

MicroBilt maintains specialty consumer databases that can include recurring-bill repayment information and supplies reports or scores for lending, housing, employment, and other permitted decisions.

Milliman IntelliScript compiles prescription-drug purchase history and risk information used in underwriting certain individual insurance products.

NCTUE is an industry exchange whose members share telecom, pay-TV, and utility application and account-payment information. Equifax services the database but is not an NCTUE member.

RealPage’s LeasingDesk services provide consumer data and resident screening to rental-property owners and managers.

RentGrow provides resident-screening reports to property owners and managers and is owned by Yardi Systems.

SafeRent provides tenant-screening reports and an applicant risk score to landlords and property managers. Older notices and forms may use the CoreLogic Rental Property Solutions name.

SageStream is a LexisNexis Risk Solutions specialty reporting company that supplies supplementary consumer reports and scores for credit, retail, utility, wireless, auto, and other service decisions.

Sterling provides background screening and workforce monitoring. First Advantage completed its acquisition of Sterling, but consumers may still see the Sterling name and support path.

TeleCheck provides check, account-opening, and payment-risk information to merchants and financial institutions and also supplies payment data for some credit underwriting.

Teletrack is an Equifax-owned specialty reporting file used in nonprime lending and service decisions. Its current consumer site says Teletrack has united with DataX and directs general support to DataX.

The Retail Equation provides retailer software that analyzes linked purchase, return, exchange, adjustment, and reshipment activity and recommends whether a retailer approve, warn, or deny a transaction.

The Work Number is an Equifax Workforce Solutions database of employment and income information contributed by employers and payroll processors.

SmartMove provides tenant screening, estimated-income insights, resident risk scores, and leasing recommendations to landlords.