Identity verification, fraud and credit-risk review, insurance, public-benefit, healthcare, and other eligibility or account decisions.
A notice naming LexisNexis means the decision-maker used a LexisNexis consumer report or risk product. Request the disclosure before guessing which public record or identity link mattered.
What may be in the report.
The actual fields depend on the product ordered and whether the company has information about you.
- Historical names, addresses, and identity links
- Real-estate ownership and transaction records
- Liens, judgments, bankruptcies, licenses, and report inquiries
Request, freeze, or dispute the right file.
Use these direct paths instead of a paid credit-repair service or a phone number from an unsolicited message. A freeze at one company does not automatically freeze another report.
Request your report
Use the Consumer Disclosure Report request—not a general marketing opt-out—to see report information associated with you.
866-897-8126LexisNexis Risk Solutions Consumer Center, P.O. Box 105108, Atlanta, GA 30348-5108
Official request pathFreeze information
LexisNexis describes this as a state-law freeze with permissible-purpose exceptions. Its portal says the request also covers SageStream, but not other reporting companies.
800-456-1244 Check current freeze pathDispute an error
Start from the report and case or reference information so the challenged record can be identified precisely.
866-897-8126LexisNexis Risk Solutions Consumer Center, P.O. Box 105108, Atlanta, GA 30348-5108
Official dispute pathFirst three steps.
Do not dispute accurate information just because it led to an unfavorable decision.
- 01 Order the LexisNexis Consumer Disclosure Report named in the notice.
- 02 Identify the exact public record, address, identity link, or inquiry that does not match.
- 03 Dispute the item with LexisNexis and, when identifiable, the original source or furnisher.
Separate the reporting-company disclosure from the decision-maker’s action.
The company that supplied a report usually did not make the final decision. Use the notice decoder to choose the credit, banking, housing, employment, insurance, or utility context, then identify the report and next record to compare.
