Credit and identity verification, account review, prescreening, and fraud-risk decisions.
A notice naming Innovis means the decision-maker used an Innovis report or information—not automatically a report from one of the three nationwide bureaus.
What may be in the report.
The actual fields depend on the product ordered and whether the company has information about you.
- Personal identifiers and address history
- Account history supplied by furnishers
- Companies that reviewed the Innovis report
Request, freeze, or dispute the right file.
Use these direct paths instead of a paid credit-repair service or a phone number from an unsolicited message. A freeze at one company does not automatically freeze another report.
Request your report
Innovis says it offers free copies online, by phone, by mail, or in person after identity verification.
866-712-0021Innovis Consumer Assistance, P.O. Box 530088, Atlanta, GA 30353-0088
Official request pathFreeze information
The Innovis freeze is free and applies to the Innovis report only.
866-712-4546 Check current freeze pathDispute an error
Innovis accepts disputes online, by phone, or by mail and recommends identifying each challenged item and including support.
866-712-0021Innovis Consumer Assistance, P.O. Box 530088, Atlanta, GA 30353-0088
Official dispute pathFirst three steps.
Do not dispute accurate information just because it led to an unfavorable decision.
- 01 Request Innovis directly rather than assuming AnnualCreditReport.com includes it.
- 02 Match accounts, personal identifiers, and inquiries to the notice and your records.
- 03 Dispute inaccurate information with Innovis and its listed furnisher.
Separate the reporting-company disclosure from the decision-maker’s action.
The company that supplied a report usually did not make the final decision. Use the notice decoder to choose the credit, banking, housing, employment, insurance, or utility context, then identify the report and next record to compare.
