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Merchant descriptors

Card statement charges.

Look up unfamiliar card-statement names and merchant descriptors. These explainers help you match a charge to a merchant, verify it safely, and decide whether to contact the seller or your card issuer.

Quick answer

Why does a card charge show a name I do not recognize?

Card statements often show legal entities, parent-company names, payment processors, shortened descriptors, or store operating names instead of the brand you remember buying from.

Start by matching the date, amount, card, and descriptor against receipts, order history, subscriptions, returns, and authorized-user activity. If the charge still does not make sense, use your card issuer's dispute process instead of responding to unexpected payment links.

Methodology

How these explainers are researched

These pages are for unfamiliar card-statement names, merchant descriptors, operating-company names, and billing labels. They are not collection-agency profiles. Each explainer should identify the likely merchant, show the sources used, and tell readers when to check order history, contact the merchant, or dispute a charge with the card issuer.

Official merchant, parent-company, investor, regulator, or bankruptcy records.
Clear evidence that the name belongs to a merchant, brand, processor, or operating entity.
Consumer usefulness for matching a card descriptor to a purchase, return, subscription, or pending authorization.
A safety path that avoids unsolicited payment links and points readers back to their card issuer when a charge is unfamiliar.
Directory

Charge explainers

Each page is an editorial explainer, not a guarantee that a specific charge is valid.

Retail merchant descriptor

GRG USA LLC

Also seen as GRG USA / Garage / Garage Clothing / Dynamite / Groupe Dynamite

GRG USA LLC is tied to Groupe Dynamite, the fashion company behind Garage and Dynamite, rather than to a debt-collection agency in the primary sources reviewed.

Related brands
Garage Dynamite
View explainer
Discreet retail billing descriptor

Adam Mail

Also seen as ADAM MAIL / ADAM MAIL 800-794-3316 / PHE*ADAM MAIL / PHE ADAM MAIL

Adam Mail is the billing name Adam & Eve says it uses on credit card statements, so this descriptor is usually tied to an Adam & Eve order rather than a collection account.

Related brands
Adam & Eve
View explainer
Insurance premium descriptor

United Fin Cas Ins Prem

Also seen as UNITED FIN CAS / UNITED FIN CAS INS PREM / ACH UNITED FIN CAS / UNITED FINANCIAL CASUALTY COMPANY

United Fin Cas Ins Prem points to United Financial Casualty Company, a Progressive Group property-and-casualty insurer, and commonly appears for an insurance premium payment.

Related brands
Progressive
View explainer
Membership billing descriptor

WMT Plus

Also seen as WMT PLUS / WMTPLUS / WMT PLUS 2025 / Walmart+ Member / W+Paramount+Prem

WMT Plus is a Walmart+ membership billing descriptor. Walmart says Walmart+ charges can appear for base membership, InHome, or Paramount+ Premium plan activity.

Related brands
Walmart Walmart+
View explainer
Corporate-address billing descriptor

702 SW 8th St

Also seen as 702 SW 8TH ST / 702 SW 8TH STREET / 702 SW 8TH ST BENTONVILLE AR / WMT PLUS 702 SW 8TH STREET

702 SW 8th St is tied to Walmart because it was Walmart Inc.'s principal office address before the company moved its headquarters address in 2025.

Related brands
Walmart Walmart+
View explainer
Streaming subscription descriptor

Netflix Los Gatos

Also seen as NETFLIX LOS GATOS / NETFLIX.COM LOS GATOS CA / NETFLIX.COM / NETFLIX 866-579-7172

Netflix Los Gatos is a Netflix billing descriptor, usually tied to a Netflix subscription, account change, authorization, or unauthorized use of a payment method.

Related brands
Netflix
View explainer
Streaming subscription descriptor

Help.MAX.com

Also seen as HELP.MAX.COM / HELP.MAX.COM NY / HELP.MAX.COM WA / HBO Max / Max

Help.MAX.com is tied to HBO Max subscription billing, especially when the subscription is billed directly through WarnerMedia rather than through an app store or TV provider.

Related brands
HBO Max WarnerMedia Direct
View explainer
Ticketing platform descriptor

EB Eventbrite

Also seen as EB * / EB 801-413-7200 / EB BOTTOMS UP 801-413-7200 / EVENTBRITE

EB on a card statement is commonly an Eventbrite ticket or registration descriptor. Eventbrite says purchases appear as EB followed by the first part of the event title.

Related brands
Eventbrite
View explainer
Laundry and air-services descriptor

CSC ServiceWorks

Also seen as CSC SERVICE WORK / CSC SERVICEWORKS / USA*CSC SERVICEWORK / CSC GO / CSCPAY

CSC ServiceWorks is a laundry and air-services company. Its descriptor can appear after card, app, or wallet payments for laundry machines, air pumps, vacuums, or related services.

Related brands
CSC GO CSCPay Mobile Appliance Warehouse Sparkle Solutions
View explainer
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