Resurgent and LVNV Funding are among the more visible names consumers encounter when charged-off consumer debts have been purchased.
- Purchased credit card debt
- Fintech and retail finance balances
- Consumer loan portfolios
Verify the collector before using a link or sending payment.
Compare these details against the validation notice, credit report entry, and any payment page before sharing account or bank information.
- Legal name
- Resurgent Capital Services L.P.
- Known aliases
- LVNV Funding / Sherman Financial Group
- Official website
- https://www.resurgent.com/
- Consumer portal
- https://portal.resurgent.com/
- Mailing address
- P.O. Box 10497, Greenville, SC 29603
- Last reviewed
- May 20, 2026
If a caller, text, email, or payment site uses different identity details, contact the collector through an official source before responding.
Third-party debt collector and consumer-debt servicer
Who owns the debt changes what documentation, authority, and correction path you should ask for before paying.
Resurgent identifies its communications as debt-collector communications and describes itself as servicing debts in collections. Public business-profile materials describe Resurgent as a manager and servicer of consumer debt portfolios for credit grantors and debt buyers, while LVNV Funding is a related debt-buyer name consumers may see as the owner.
Do not assume Resurgent owns the debt; ask for the validation notice showing the current creditor or debt owner.
If LVNV Funding appears, ask whether LVNV is the owner and Resurgent is the servicer, collector, or both.
What to know before responding
- A credit report may show LVNV Funding while communications come from Resurgent; treat those as related but separate roles.
- Ask whether the communicating company owns, services, or has been assigned the account.
Verify before paying.
A legitimate collector can still have the wrong person, wrong amount, stale debt, duplicate placement, or incomplete documentation.
- The collector name, mailing address, phone number, and website against the letter you received.
- The original creditor, current owner or client, account number, balance, and date of last payment.
- Whether the debt is inside your state lawsuit limitations period before making a payment or written promise.
- Whether the account appears on your official credit reports from AnnualCreditReport.com.
- Whether LVNV Funding is the current owner and whether Resurgent is the servicer or collector.
- Whether the account matches the account types commonly associated with Resurgent Capital Services: Purchased credit card debt, Fintech and retail finance balances, Consumer loan portfolios.