About Credit Proud
Credit Proud is a plain-language field guide to credit reports, debt collections, and consumer financial rights. The site is built for people who need direct, source-backed explanations without shame or pressure.
Consumer credit education, written plainly.
Our guides explain credit-report disputes, debt validation, collection communications, credit-score factors, and consumer protection laws. We focus on practical next steps and link factual claims to primary or official sources when the topic depends on a deadline, law, percentage, or agency rule.
Meet the editorial team
See why house guides use a transparent Credit Proud organization author instead of unverifiable individual personas.
How our articles are sourced
Read how Credit Proud selects sources, reviews factual claims, updates pages, handles corrections, and limits educational content.
Tell us what needs a second look
If a source changes or a guide needs clarification, send the page and the concern so we can review it.