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Agency #20

Harris & Harris

Harris & Harris is a call-center and debt-collection company that collects for both government agencies and private businesses — sometimes under its own name, sometimes under a client's.

Why this company appears here

It's especially common on government, utility, healthcare, toll, and city or county accounts.

Common account types

  • Healthcare balances
  • Utilities
  • Tolls and transportation accounts
  • State and local government debts

Check the company before you click or pay.

Match these details to the validation notice, credit report entry, and payment page before sharing account or bank information.

Legal name
Harris & Harris Ltd.
Official website
https://www.harriscollect.com/
Consumer portal
https://www.hhconsumer.com/
Phone - Consumer portal support
844-908-6300
Mailing address
111 W. Jackson Blvd, Suite 650, Chicago, IL 60604
Last reviewed
June 11, 2026

Match the official phone number against your caller ID before responding. If a call, text, email, or payment site uses different details, use the official website, portal, or mailing address before you respond.

Identity sources
  1. Harris & Harris about — Harris & Harris
  2. Harris & Harris consumer portal — Harris & Harris

Find out who actually owns the account.

A collector, servicer, and debt owner are not always the same company. That affects what proof you should ask for.

Possible role: Third-party collector, receivables and revenue-cycle vendor, and government collections contractor

Harris & Harris runs a nationwide collection business that recovers accounts for clients across government, healthcare, tolling, utilities, telecom, and banking. The District of Columbia, for example, lists it as a vendor collecting certain overdue non-tax debts on the government's behalf — so it's generally working for the account's owner.

  • Do not assume Harris & Harris owns the account; ask whether it is collecting for a current creditor, agency, toll authority, utility, or healthcare provider.

  • For public-sector accounts, ask the government agency, court, or toll authority to confirm the placement, itemized balance, and appeal or review options.

Role sources
  1. Harris & Harris about — Harris & Harris
  2. Harris & Harris collection solutions — Harris & Harris
  3. DC Central Collection Unit — DC Office of the Chief Financial Officer
  4. CFPB validation notice rules — Consumer Financial Protection Bureau

What official records say.

Each note below comes from a dated government, regulator, court, or SEC record. Use it as background, not as proof about your specific account.

  • The Washington Court of Appeals ended a separate licensing case as moot, noting Harris & Harris had obtained an in-state Washington collection-agency license during the litigation.

    Source
    1. State ex rel. Kasoff v. Harris & Harris — Washington State Court of Appeals

  • Harris & Harris agreed to pay Washington $1 million and follow a five-year consent decree requiring specified medical- and hospital-debt disclosures in first written collection notices.

    Source
    1. Washington AG Harris & Harris consent decree — Washington State Office of the Attorney General
    2. Washington AG Harris & Harris settlement announcement — Washington State Office of the Attorney General

  • The Washington Attorney General added Harris & Harris to a King County Superior Court lawsuit alleging that Providence debt collectors omitted required charity-care and debt-information disclosures from initial hospital-debt collection notices.

    Source
    1. Washington AG Providence collection-agency lawsuit — Washington State Office of the Attorney General

  • The Seventh Circuit recorded that the parties agreed Harris & Harris attempted to collect an overdue hospital bill in a way that violated federal debt-collection law, and revived the consumer's individual claim.

    Source
    1. Kasalo v. Harris & Harris — U.S. Court of Appeals for the Seventh Circuit via GovInfo

Start with the facts you can check.

  • Scammers often imitate government and toll collectors; verify any text or payment link through the official creditor or Harris & Harris website.
  • For tolls, tickets, and public debts, ask the government agency to confirm the placement and appeal options.

Confirm the account first.

Even a real collector can have the wrong person, wrong amount, old debt, duplicate placement, or incomplete records.

  • The collector name, mailing address, phone number, and website on the letter you received.
  • Who the original creditor was, who owns or placed the account now, the account number, balance, and date of last payment.
  • Whether the debt may be too old for a lawsuit in your state before you pay or promise to pay.
  • Whether the account appears on your official credit reports from AnnualCreditReport.com.
  • Whether this looks like the kind of account Harris & Harris commonly handles: Healthcare balances, Utilities, Tolls and transportation accounts, State and local government debts.
Put it in writing
Debt validation letter template Collector call log template
Sources
  1. Harris & Harris about — Harris & Harris
  2. CFPB validation notice rules — Consumer Financial Protection Bureau
  3. FTC debt collection FAQs — Federal Trade Commission

Questions people ask about Harris & Harris.

Use these answers to sort out roles, names, portals, and account details before responding.

Why is Harris & Harris contacting me?

Harris & Harris is a collection agency that works in several industries, including healthcare, government and public-sector accounts, tolling, and utilities. A notice may relate to a hospital bill, tax, court, parking balance, toll violation, or utility account.

Sources
  1. Harris & Harris industry expertise — Harris & Harris
  2. Harris & Harris government collections — Harris & Harris
  3. Harris & Harris healthcare collections — Harris & Harris
Does Harris & Harris own my debt?

Not necessarily. Harris & Harris describes first-party and third-party collection services, and public enforcement materials have described it as collecting hospital debts on a provider's behalf. Check your notice for the creditor or current owner and ask for validation if the role is unclear.

Sources
  1. Harris & Harris collection solutions — Harris & Harris
  2. Washington AG Harris & Harris settlement announcement — Washington State Office of the Attorney General
  3. CFPB validation notice rules — Consumer Financial Protection Bureau
How do I contact Harris & Harris or use the official payment portal?

Harris & Harris links to its payment platform from its official website and publishes consumer contact and dispute information. Use the official site or your written notice rather than an unexpected text link, especially for toll, utility, or government-looking payment demands.

Sources
  1. Harris & Harris contact — Harris & Harris
  2. Harris & Harris consumer portal — Harris & Harris
  3. Harris & Harris dispute page — Harris & Harris
What should I do if the Harris & Harris account is medical debt?

Start by identifying the original provider and whether insurance, financial assistance, charity care, or billing adjustments apply. For medical debt, ask for an itemized bill and check provider financial-assistance rules in addition to debt validation.

Sources
  1. Harris & Harris healthcare collections — Harris & Harris
  2. Washington charity care — Washington Attorney General
Can I dispute or request validation from Harris & Harris?

Yes. Harris & Harris has a dispute page, and CFPB guidance says debt collectors generally must provide validation information. Consumers typically have 30 days after receiving validation information to dispute the debt in writing.

Sources
  1. Harris & Harris dispute page — Harris & Harris
  2. CFPB validation notice rules — Consumer Financial Protection Bureau
  3. CFPB debt dispute rights — Consumer Financial Protection Bureau
What is the Washington AG context for Harris & Harris?

In February 2024, the Washington Attorney General announced a $1 million resolution with Harris & Harris over allegations that it collected medical payments without required medical-debt disclosures. The resolution required updated first written collection notices and consumer education letters, but it does not decide whether any specific account is valid.

Sources
  1. Washington AG Harris & Harris settlement announcement — Washington State Office of the Attorney General
  2. Washington AG Harris & Harris consent decree — Washington State Office of the Attorney General
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