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No shame Just numbers Read the letter Dispute the error Know your rights Build the score Hold the line Live within means Pay yourself first Credit, proudly
No shame Just numbers Read the letter Dispute the error Know your rights Build the score Hold the line Live within means Pay yourself first Credit, proudly
Agency #20

Harris & Harris.

Harris & Harris provides call-center and revenue recovery services and offers first- and third-party collection solutions across public and private verticals.

Why it is on this list

Harris & Harris is highly visible in government, utilities, healthcare, tolling, and municipal collection programs.

Common account types
  • Healthcare balances
  • Utilities
  • Tolls and transportation accounts
  • State and local government debts
Official identity

Verify the collector before using a link or sending payment.

Compare these details against the validation notice, credit report entry, and any payment page before sharing account or bank information.

Legal name
Harris & Harris Ltd.
Mailing address
111 W. Jackson Blvd, Suite 650, Chicago, IL 60604
Last reviewed
May 20, 2026

If a caller, text, email, or payment site uses different identity details, contact the collector through an official source before responding.

Role clarification

Third-party collector, receivables and revenue-cycle vendor, and government collections contractor

Who owns the debt changes what documentation, authority, and correction path you should ask for before paying.

Harris & Harris describes a nationwide accounts-receivable business offering first- and third-party collections, early-out collections, and extended business-office services. Its served verticals include government, healthcare, tolling, utilities, telecom, and banking, and the District of Columbia identifies Harris & Harris as a collection vendor collecting certain delinquent non-tax debts on the government's behalf.

Do not assume Harris & Harris owns the account; ask whether it is collecting for a current creditor, agency, toll authority, utility, or healthcare provider.

For public-sector accounts, ask the government agency, court, or toll authority to confirm the placement, itemized balance, and appeal or review options.

Consumer notes

What to know before responding

  • Scammers often imitate government and toll collectors; verify any text or payment link through the official creditor or Harris & Harris website.
  • For tolls, tickets, and public debts, ask the government agency to confirm the placement and appeal options.
Do this first

Verify before paying.

A legitimate collector can still have the wrong person, wrong amount, stale debt, duplicate placement, or incomplete documentation.

  • The collector name, mailing address, phone number, and website against the letter you received.
  • The original creditor, current owner or client, account number, balance, and date of last payment.
  • Whether the debt is inside your state lawsuit limitations period before making a payment or written promise.
  • Whether the account appears on your official credit reports from AnnualCreditReport.com.
  • Whether the account matches the account types commonly associated with Harris & Harris: Healthcare balances, Utilities, Tolls and transportation accounts, State and local government debts.