- You want a covered debt collector to stop contacting you entirely.
- You want the collector to stop using a particular phone number, email address, channel, or workplace.
- You want future permitted communications sent only by mail.
- Choose either the stop-all-contact paragraph or the limited-channel paragraph in brackets.
- Consider whether losing routine communication could make it harder to learn about the collector’s next step.
- Do not ignore a summons, complaint, subpoena, or notice from a court.
- Your name and mailing address
- Collector name and address
- Reference number
- The exact channel, number, address, or workplace to stop using
- Usually none
- A contact log may be useful for your own records but need not be enclosed
Build a working draft
Your entries are never submitted or analyzed. Saving on this device is optional and off by default. Use partial account numbers and avoid entering a Social Security number.
1. Fill the placeholders
8 fieldsLeave anything blank to keep its bracketed placeholder in the draft.
2. Review and edit
The draft remains editable. Remove instructions and unused options before sending.
Placeholder fields remain available. Values are applied to placeholders or previous field values when they can be identified safely; otherwise, you will be asked before the full draft is regenerated.
Not saved on this device.
Check only what belongs with this specific letter. Send copies, not originals.
Keep these dates with your own copy. This tracker is not included in the letter.
View the unfilled template text
[Your name] [Your mailing address] [City, state ZIP] [Date] [Debt collector name] [Debt collector mailing address] Re: [Account or reference number] To whom it may concern: [CHOOSE ONE OPTION AND DELETE THE OTHER] Option 1 — stop all contact: I request that you stop communicating with me about this debt except as permitted by applicable law. Option 2 — stop or limit a specific channel: Do not contact me at [work / phone number / email address / other channel]. Please send any future communications permitted by law to my mailing address above. This communication concerns only how you contact me. It is not a promise or agreement to pay. Sincerely, [Your name]
- 1.Send the request to the collector’s correspondence address.
- 2.Keep a signed copy and delivery evidence.
- 3.Save any communications received after delivery.
- 1.Record when the collector received the request.
- 2.Continue opening mail and respond to court documents by their deadlines.
- 3.Document contact that appears inconsistent with your request and consider official complaint or legal-help channels.
Check the rules and help where you live
Federal templates are a starting point. State law can add rights, deadlines, licensing rules, or court procedures. This finder routes you to official state consumer resources without trying to summarize those laws.
Choose your location to open its official consumer-protection office.
Directory links reviewed August 13, 2026. Verify addresses and instructions before sending.
