Security Credit Services purchases performing, delinquent, and charged-off consumer and commercial receivables and may collect directly or through outside collection vendors.
Why this company appears here
SCS has purchased a large volume of bank, lender, healthcare, credit-card, and specialty-finance receivables and can appear as the owner even when another agency makes contact.
Common account types
- Credit-card accounts
- Bank and consumer loan accounts
- Healthcare receivables
- Specialty-finance accounts
- Commercial receivables
- Performing, delinquent, and charged-off portfolios
Check the company before you click or pay.
Match these details to the validation notice, credit report entry, and payment page before sharing account or bank information.
- Legal name
- Security Credit Services, LLC
- Known aliases
- SCS / Security Credit Services, LLC
- Official website
- https://www.securitycreditservicesllc.com/
- Consumer portal
- https://www.evokepay.com/securitycreditservices/login
- Phone - Consumer services
- 866-699-7889
- Mailing address
- Security Credit Services, LLC, PO Box 1156, Oxford, MS 38655
- Last reviewed
- August 17, 2026
A matching caller ID does not authenticate a caller: numbers can be spoofed. Find contact details independently through the official company website or your original creditor before responding. Separately verify the debt and any payment instructions in writing.
- Security Credit Services — Security Credit Services
- Security Credit Services about — Security Credit Services
- Security Credit Services privacy policy — Security Credit Services
- Security Credit Services consumer FAQ — Security Credit Services
Find out who actually owns the account.
A collector, servicer, and debt owner are not always the same company. That affects what proof you should ask for.
Possible role: Debt purchaser, account owner, and vendor manager
Security Credit Services says it buys receivables from banks and other lenders and may use outside collection agencies or law firms to service those accounts.
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Security Credit Services may be the current creditor even when another collection company contacts you.
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Confirm both the account owner and the authorized collection vendor before sending payment or sensitive information.
- Security Credit Services — Security Credit Services
- Security Credit Services about — Security Credit Services
- Security Credit Services privacy policy — Security Credit Services
- Security Credit Services consumer FAQ — Security Credit Services
- CFPB validation notice rules — Consumer Financial Protection Bureau
What official records say.
Each note below comes from a dated government, regulator, court, or SEC record. Use it as background, not as proof about your specific account.
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The FTC filed a complaint and stipulated judgment involving Security Credit Services and Jacob Law Group. The FTC alleged misleading representations about $18.95 phone-payment fees and false lawsuit threats; the stipulated order barred misrepresentations and provided $799,958 for consumer relief. Defendants did not admit the complaint allegations except jurisdiction, and the contemporaneous announcement described the decree as proposed and subject to court approval.
Source- Security Credit Services FTC case — Federal Trade Commission
Start with the facts you can check.
- You may hear from an outside collector acting for Security Credit Services rather than from SCS itself.
- The official site links its EvokePay route; start there instead of relying on an unfamiliar payment link.
- Ask SCS to identify the original creditor, current owner, account details, and any outside vendor assigned to the account.
Confirm the account first.
Even a real collector can have the wrong person, wrong amount, old debt, duplicate placement, or incomplete records.
- The collector name, mailing address, phone number, and website on the letter you received.
- Who the original creditor was, who owns or placed the account now, the account number, balance, and date of last payment.
- Whether the debt may be too old for a lawsuit in your state before you pay or promise to pay.
- Whether the account appears on your official credit reports from AnnualCreditReport.com.
- Whether this looks like the kind of account Security Credit Services commonly handles: Credit-card accounts, Bank and consumer loan accounts, Healthcare receivables, Specialty-finance accounts, Commercial receivables, Performing, delinquent, and charged-off portfolios.
- Security Credit Services — Security Credit Services
- Security Credit Services about — Security Credit Services
- Security Credit Services privacy policy — Security Credit Services
- Security Credit Services consumer FAQ — Security Credit Services
- Security Credit Services FTC case — Federal Trade Commission
- CFPB validation notice rules — Consumer Financial Protection Bureau
- CFPB debt dispute rights — Consumer Financial Protection Bureau
- FTC debt collection FAQs — Federal Trade Commission
Questions people ask about Security Credit Services.
Use these answers to sort out roles, names, portals, and account details before responding.
Why is Security Credit Services contacting me?
SCS may have purchased a receivable from a bank or lender and may collect it directly. An outside collector working for SCS may also be the company making contact.
- Security Credit Services — Security Credit Services
- Security Credit Services privacy policy — Security Credit Services
- Security Credit Services consumer FAQ — Security Credit Services
Does Security Credit Services own the debt?
Its official materials say it purchases receivables, so it may be the current creditor. Confirm that status and the original creditor in the validation notice.
- Security Credit Services about — Security Credit Services
- Security Credit Services privacy policy — Security Credit Services
- CFPB validation notice rules — Consumer Financial Protection Bureau
What kinds of accounts does Security Credit Services purchase?
Security Credit Services says it purchases performing, delinquent, and charged-off consumer and commercial receivables, including credit-card and other lender accounts.
- Security Credit Services about — Security Credit Services
- Security Credit Services privacy policy — Security Credit Services
How can I dispute or pay a Security Credit Services account?
SCS lists consumer services at 866-699-7889 and PO Box 1156, Oxford, MS 38655. Its site links an EvokePay portal; written mail can be useful when a dispute requires documents or delivery records.
- Security Credit Services — Security Credit Services
- Security Credit Services consumer FAQ — Security Credit Services
- CFPB debt dispute rights — Consumer Financial Protection Bureau
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