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Personal property insurance

Arity

Arity Services supplies consent-based driving reports and scores for auto-insurance quotes using telematics data shared through participating mobile apps or in-vehicle systems.

What the report is used for

Personalized auto-insurance quoting or premium review when a consumer agrees to share eligible driving data with an insurer through an Arity partner.

If it appears on an adverse-action notice

A notice naming Arity Services means the insurer considered an Arity driving report or score, but the insurer made the quote or premium decision. Arity says a consumer will not have this FCRA report unless driving data was shared with consent for an insurance quote.

What may be in the report.

The actual fields depend on the product ordered and whether the company has information about you.

  • Trips, miles, start dates and times, and weekday, weekend, or night-driving mileage
  • Acceleration, speeding, braking, and phone-use events derived from telematics data
  • An Arity driving score or other driving information furnished for the consented insurance quote
Official consumer routes

Request, freeze, or dispute the right file.

Use these direct paths instead of a paid credit-repair service or a phone number from an unsolicited message. A freeze at one company does not automatically freeze another report.

Request your report

Choose “Request Consumer Report” in the Arity Services portal. A free report and driving score are available if Arity Services has a file created through the consented insurance-quote process.

800-654-1412

Arity Services, P.O. Box 227238, Dallas, TX 75222-7238

Official request path
Freeze not listed by CFPB

Freeze information

The CFPB company list does not mark this company as offering a report freeze. Check the company page for any narrower state right, suppression option, or updated policy.

Check current freeze path

Dispute an error

Choose “Dispute Consumer Report” in the same portal and identify the trip, event, mileage, phone-use indicator, or score information being challenged.

800-654-1412

Arity Services, P.O. Box 227238, Dallas, TX 75222-7238

Official dispute path

First three steps.

Do not dispute accurate information just because it led to an unfavorable decision.

  1. 01 Confirm which app, insurer, or quote flow obtained your consent to share driving data with Arity Services.
  2. 02 Request the Arity report and compare the covered dates, trips, mileage, driving events, and score with the app and your records.
  3. 03 Dispute a specific report error with Arity Services and ask the insurer how it used the corrected information.
Have the denial notice?

Separate the reporting-company disclosure from the decision-maker’s action.

The company that supplied a report usually did not make the final decision. Use the notice decoder to choose the credit, banking, housing, employment, insurance, or utility context, then identify the report and next record to compare.

Open the denial decoder

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Credit Proud is an educational resource, not a credit bureau, debt collector, government agency, or law firm. We do not provide legal advice or promise a specific credit outcome.